Below is sample of participant statement that we typically provide. Based upon the investments in your plan, you might receive statements from the financial institution holding the plan’s assets. Questions regarding the layout of those statements can be asked of the financial institution directly.

ABC SALES, INC. 401(K) PROFIT SHARING PLAN

Participant Statement

For the period of January 1, 2004 to December 31, 2004

Participant Name: BEST EMPLOYEE Total Balance: $2,756.65 Total amount of your account

Social Security #: 123-45-6789 Vested Balance: $1,892.52 Amount of account you “own”

Summary



Beginning Balance	$856.17

Contributions	1,730.82	Total contributions

Earnings	122.94	Total gain or loss

Forfeitures	46.72	Additional contribution (if negative, amount given up upon receiving distribution from plan)

Ending Balance	$2,756.65

In the event you are disabled while employed, you will receive $2,756.65 If the plan provides for 100% vesting upon disability

In the event of your death while employed, BENEFICIARY* will receive $2,756.65 If the plan provides for 100% vesting upon death

*Always check to be sure the beneficiary is correct

		Beginning Balance	Contributions	Forfeitures	Earnings	Ending Balance	Vested Amount
Funds selected by employee	Schwab S&P 500 Inv	426.49	865.41	23.36	78.79	1,394.05	958.38
If plan allows	Janus Fund	429.68	865.41	23.36	44.15	1,362.60	934.14
	Total all funds	856.17	1,730.82	46.72	122.94	2,756.65	1,892.52

Detailed Account Information Provides information for each type of contribution

Summary

Total contributions

Total gain or loss

Additional contribution (if negative, amount given up upon receiving distribution from plan)

Funds selected by employee

If plan allows

Forfeitures

Deferral contributions are always 100% vested

Depends on years of employment and plan

Vesting schedule