The services of MILESTONE Investments, Inc.

1.Annual Portfolio (Fiduciary) Analysis (Click here for details)
2.Employee Education (Click here for details)
3.Investment Access (Click here for details)
4.Qualified Plan Expertise (Click here for details)
5.Customized Support System (Click here for details)

The Plan Sponsor has the critical fiduciary responsibility of periodically monitoring plan investments.

If an advisor is engaged, the investment monitoring function must be the advisor’s primary role. It is this obvious but often-disregarded responsibility, which becomes the basis of our service model

Additional Info:

Analyzing Fund and Service Fees

The challenge of an investment conversion

Fiduciary Responsibilities

The “part time” versus “full time” qualified plan advisor

Plan Sponsor Seminars

Additional detail

1. Annual Portfolio Analysis – This is a complete investment analysis of all plan investments in which relative performance, expense, coverage and other investment characteristics are thoroughly examined in accord with the plan’s Investment Policy Statement (IPS); the results of which are presented in a formal report and delivered at least annually. If the plan sponsor does not have an IPS, our first step is to assist in the creation of an appropriate IPS in accord with the expectations of the Department of Labor.
    
   
2. Employee Education Services – The majority of plan assets today are in equity investments; yet studies indicate that the equity investment results of plan participants in self directed accounts are significantly less than actual equity market results. It is our goal to provide investment education that reinforces critical disciplines supported by the well-established Modern Portfolio Theory and to provide modeling as a guidepost to proper asset allocation. Click here to see our sample Investment Allocation Guide.
    
   
3. Investment Access – As an independent broker/dealer and Registered Investment Advisor, Milestone Investments, Inc. can implement and/or service virtually any investment arrangement. The selection of an investment and service platform is influenced by a plan’s asset size, number of employees and their locations, plan design, and service requirements.
    
   
4. Qualified Plan Expertise – In order to provide appropriate investment advisory services to qualified plans, it is necessary to have an understanding of qualified plan regulations. As such, all of our advisors have substantial qualified plan experience.



5. Customized Support System – The process of examining retirement plan portfolios involves the in-depth examination of each fund offering and the creation of a formal report. The labor intensity associated with the examination of a myriad of funds represented by the multitude of employers for which we serve, required us to build a system that automates the movement of fund and asset data into our portfolio software. This process eliminates an enormous amount of man-hours that would otherwise be required to create our Annual Portfolio report. This system also enables us to quickly search problem holdings and problem funds that may appear in a plan sponsor’s portfolio